Loan Programs

Jumbo Loans

Premium financing for luxury properties with loan amounts exceeding conforming limits, featuring competitive rates and flexible qualification options.

Jumbo Loans: Financing for Luxury and High-Value Properties

When your dream home exceeds conventional loan limits, jumbo financing provides the purchasing power you need. Our jumbo loan programs offer competitive rates, flexible terms, and creative solutions for high-net-worth individuals.

Hybrid-Jumbo Programs

Bridge the gap between conventional and jumbo lending with our hybrid-jumbo products. These innovative loans offer competitive terms for purchase prices up to $1,070,000 with down payments as low as 5%.

Hybrid-Jumbo Features:

  • Down payments starting at 5%

  • Competitive interest rates

  • Streamlined qualification

  • Up to $1.07M purchase price

Private-Client Jumbo Loans

Our private-client jumbo program is designed for high-net-worth borrowers seeking exceptional rates and personalized service. These loans feature some of the lowest rates available in the jumbo market.

Private-Client Benefits:

  • Exceptionally low interest rates

  • Personalized underwriting

  • Relationship-based pricing

  • Concierge-level service

Alternative Jumbo Financing

For borrowers with non-traditional income or unique financial profiles, our alternative jumbo programs offer flexible qualification that doesn't rely solely on tax returns or W-2s.

Alternative Options

Alternative Options Include:

  • Bank statement qualification

  • Asset-based lending

  • DSCR for investment properties

  • P&L only programs

Super Jumbo Loans

Financing luxury properties over $5 million requires specialized expertise. Our super jumbo program handles large loan amounts with flexible qualification options and competitive terms.

Super Jumbo Capabilities:

  • Custom portfolio lending solutions

  • Options that do not require tax returns

  • Tailored structures for complex scenarios

Program Highlights:

  • Maximum Loan Amount: $10,000,000

  • Property Types: Single-family, condos, townhouses

Who Benefits from Jumbo Financing?

  • Luxury home buyers

  • High-income professionals

  • Real estate investors

  • Business owners

  • Portfolio diversifiers

Our jumbo lending team specializes in complex transactions and creative solutions. Contact us to discuss your luxury home financing needs.

Let's Discuss Your Loan Options

We can provide a loan catered to your needs. Talk to one of our Mortgage Experts today.

© 2025 Trust Mortgage LLC. Trust Mortgage LLC is a mortgage broker, NMLS#2491461, 2530 S Rochester Rd, Rochester Hills, MI 48307. Loans are arranged through third-party lenders. Equal Housing Lender. This is not a commitment to lend. All loans are subject to credit approval, underwriting guidelines, and program availability. Terms and conditions apply.

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